Registered UAE mortgage broker
Your Reliable Mortgage
Broker in the UAE
Compare various home financing choices at major UAE banks
Up to50%
UAE nationals
Up to45%
Expatriates
Up to20%
Non-Residents
0+ UAE Banks
One Application
Expert guidance for your journey
Why Choose Prime Rate Hub?
Here at Prime Rate Hub, Shariah and Non-Shariah home mortgage products of your choice.
Why Choose Us:
- Islamic and Non-Islamic products
Islamic mortgage products and conventional mortgage products at UAE banks. - UAE-Wide Service Area
Our services are available in Abu Dhabi, Dubai, and throughout the UAE Emirates. - Complete service from start to finish
From Pre-Approval to Transfer and Registration. - Personal Advisor
Personal contact person for everything related to your mortgage.
With professional advice and personal solutions, Prime Rate Hub is your reliable partner every step of the way.
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
Read MoreSimple steps to secure your rate
Your mortgage journey
Check your eligibility
Compare Offers
Lock Your Rate & Apply
Get Pre-Approved
We work with the top banks in UAE
Frequently Asked Questions
Who can apply for a mortgage in UAE?
Any UAE National, UAE Resident with a valid Visa, or a foreign resident with stable income from salary,business or rental properties.
A Reliable Mortgage Broker in Abu Dhabi and Dubai, at Prime Rate Hub, we organize home finance solutions for
First time home buyers, Investors in property and foreigners living outside the UAE.
What is the minimum down payment for home finance in the UAE?
Nationals: 15% (≤AED 5M) / 20% (>AED 5M)
Expats: 20% (≤AED 5M) / 25–30% (>AED 5M)
Commercial: 30–40% in most emirates including Abu Dhabi and Dubai.
Our mortgage experts can guide you on the exact percentage required and connect you with banks
offering competitive rates across the UAE.
What salary do I need to qualify for a mortgage in the UAE?
Typically AED 10,000–15,000/month for expats and AED 8,000–10,000 for nationals.
We work closely with Abu Dhabi and Dubai banks to match your income profile with the most
suitable mortgage products, even for high-value property loans and expat buyers.
How long does mortgage approval take in the UAE?
Pre-approval usually takes 2–3 days, while full approval is completed within 2 weeks after
property valuation.
Prime Rate Hub maintains strong relationships with lenders in Abu Dhabi, Dubai, and other
emirates, ensuring a faster and smoother approval process for our clients.
More Questions? See our full Mortgage FAQ for detailed answers on Islamic finance, Golden Visa eligibility, fees,
refinancing, and more…
Your mortgage journey starts here
Get in touch
At Prime Rate Hub, we make it easy to understand your mortgage eligibility. Our experts assess your financial profile and match you with the best options—fast, clear, and hassle-free.
At Prime Rate Hub, we specialize in tailored mortgage solutions that fit your financial goals. We compare top lenders to find you the best rate.
Prime Rate Hub makes mortgages simple. Get pre-approved and see what you qualify for in minutes.
At Prime Rate Hub, we know your financial needs can change. That’s why we offer flexible, tailored financing options to fit your goals. Once you’re ready, we lock in your rate and take care of the entire application process -start to finish.