Registered UAE mortgage broker
Your Trusted Mortgage
Broker in the UAE
Compare home finance options across leading UAE banks
Up to50%
UAE nationals
Up to45%
Expatriates
Up to20%
Non-Residents
0+ UAE Banks
One Application
Expert guidance for your journey
Why Prime Rate Hub?
At Prime Rate Hub, we provide both Islamic and Conventional mortgage solutions, giving you the flexibility to choose what suits your need and values.
Why Choose Prime Rate Hub:
- Islamic & conventional options
Shariah-compliant and conventional mortgages across UAE banks. - UAE-Wide Coverage
Serving Abu Dhabi, Dubai, and all Emirates. - End-to-End Handling
From pre-approval to transfer and registration. - Dedicated Advisor
One point of contact throughout your journey.
With expert guidance and personalized solutions, Prime Rate Hub is your trusted partner every step of the way.
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
Read More
New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
Read More
Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
Read More
Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
Read MoreSimple steps to secure your rate
Your mortgage journey
Check your eligibility
Compare Offers
Lock Your Rate & Apply
Get Pre-Approved
We work with the top banks in UAE
FAQ'S
Who can apply for a mortgage in the UAE?
Anyone who is a UAE national, UAE resident (valid visa), or non-resident with stable income from
salary, business, or rental sources.
At Prime Rate Hub, a leading mortgage broker in Abu Dhabi and Dubai, we arrange home finance
for first-time buyers, property investors, and overseas clients seeking the best mortgage solutions
in the UAE.
What is the minimum down payment for home finance in the UAE?
Nationals: 15% (≤AED 5M) / 20% (>AED 5M)
Expats: 20% (≤AED 5M) / 25–30% (>AED 5M)
Commercial: 30–40% in most emirates including Abu Dhabi and Dubai.
Our mortgage experts can guide you on the exact percentage required and connect you with banks
offering competitive rates across the UAE.
What salary do I need to qualify for a mortgage in UAE?
Typically AED 10,000–15,000/month for expats and AED 8,000–10,000 for nationals.
We work closely with Abu Dhabi and Dubai banks to match your income profile with the most
suitable mortgage products, even for high-value property loans and expat buyers.
How long does mortgage approval take in the UAE?
Pre-approval usually takes 2–3 days, while full approval is completed within 2 weeks after
property valuation.
Prime Rate Hub maintains strong relationships with lenders in Abu Dhabi, Dubai, and other
emirates, ensuring a faster and smoother approval process for our clients.
More Questions? See our full Mortgage FAQ for detailed answers on Islamic finance, Golden Visa eligibility, fees,
refinancing, and more…
Your mortgage journey starts here
Get in touch
At Prime Rate Hub, we make it easy to understand your mortgage eligibility. Our experts assess your financial profile and match you with the best options—fast, clear, and hassle-free.
At Prime Rate Hub, we specialize in tailored mortgage solutions that fit your financial goals. We compare top lenders to find you the best rate.
Prime Rate Hub makes mortgages simple. Get pre-approved and see what you qualify for in minutes.
At Prime Rate Hub, we know your financial needs can change. That’s why we offer flexible, tailored financing options to fit your goals. Once you’re ready, we lock in your rate and take care of the entire application process -start to finish.