Refinance, Buyout & Equity Release Mortgages in UAE
Refinance
Buyout and Equity Release
If you’re paying more than you should on your current mortgage, or want to access extra cash without selling your property, we can help. Our Refinance and Equity Release service is designed for both UAE nationals and expats, whether you’re financing a residential or investment property.
We help you switch your mortgage to a new bank with better terms (buyout), or release funds tied up in your property’s value (equity release). It’s a smart move if you want lower monthly payments, better interest rates, or extra cash for renovations, business, or personal use.
What we offer:
- Mortgage buyout options with improved rates and repayment terms
- Equity release solutions without selling your home
- Financing available for both residential and rental properties
- Access to top UAE banks, conventional and Islamic
- Full support from valuation to final settlement
Whether you’re refinancing to save or unlocking equity to invest, we’ll guide you every step of the way.
Let’s talk. We’ll help you get more out of your mortgage, without the stress.
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Plot and Construction Financing
Flexible financing designed to help you purchase vacant land for future construction or investment opportunities.
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Commercial Property Finance
Tailored financing for offices, residential blocks, warehouses, and mixed-use developments, built for commercial property buyers.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
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Investment Property Financing
We help investors secure mortgage solutions for rental and income-generating properties across the UAE. Whether you're buying your first unit or expanding your portfolio, we’ll guide you to the best bank offers, terms, and approvals
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Property Valuation Services
Get accurate, bank-approved property valuations for buying, selling, or refinancing. We work with certified valuers to ensure a smooth mortgage process and fair market pricing
Read MoreSimple steps to secure your rate
Your mortgage journey
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We work with the top banks in UAE
FAQ'S
What does equity release mean?
It’s when you borrow against the value you’ve already paid on your property. Instead of selling, you access that value as cash—often up to 75–80% of the property’s current market value.
What’s a mortgage buyout or refinance?
A buyout means moving your mortgage from one bank to another for better terms. Refinancing lets you change your loan structure, interest rate, or combine it with an equity release.
What documents do I need?
Passport, Emirates ID (for residents), income proof, bank statements, property valuation report, and details of your current mortgage.
Can I use the released equity for another property?
Yes. Banks in the UAE commonly allow you to use released equity to fund a second property purchase or significant home improvements,making it a smart, tax-free way to reinvest in bricks without selling your current home.
How long does refinancing or equity release take?
Typical timelines are:
- Pre-approval: a few business days
Full approval & valuation review: 2 weeks
Once approved, funds can be released as a lump sum or used to finance your new mortgage—exact timing depends on lender workflow and documentation completeness
Your mortgage journey starts here
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