Shariah-Compliant Islamic Mortgages for UAE & Abu Dhabi Nationals
Islamic Mortgages Services
Looking for a mortgage in the UAE that aligns with Islamic principles? We offer Shariah-compliant home financing solutions designed for clients who prefer interest-free structures. Instead of charging interest, Islamic mortgages operate on concepts like Murabaha (cost-plus sale) or Ijara (lease-to-own), ensuring full compliance with Islamic law.
Whether you’re buying your first home or investing in property, our advisors will guide you through the best Islamic home loan options in the UAE. offering competitive rates, flexible payment terms, and approvals from major Islamic banks.
We work with leading banks across the UAE to ensure you have access to financing that meets both your financial goals and your values.
Why choose Shariah-compliant mortgage financing?
- No interest (Riba), fully aligned with Islamic law
- Transparent structure with clear terms
- Available to both UAE nationals and expats
- Suitable for residential and investment properties
Let us help you find the best Islamic mortgage in the UAE. simple, compliant, and tailored to your needs
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Plot and Construction Financing
Flexible financing designed to help you purchase vacant land for future construction or investment opportunities.
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Commercial Property Finance
Tailored financing for offices, residential blocks, warehouses, and mixed-use developments, built for commercial property buyers.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
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Investment Property Financing
We help investors secure mortgage solutions for rental and income-generating properties across the UAE. Whether you're buying your first unit or expanding your portfolio, we’ll guide you to the best bank offers, terms, and approvals
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Property Valuation Services
Get accurate, bank-approved property valuations for buying, selling, or refinancing. We work with certified valuers to ensure a smooth mortgage process and fair market pricing
Read MoreSimple steps to secure your rate
Your mortgage journey
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We work with the top banks in UAE
FAQ'S
How does an Islamic mortgage work in the UAE?
Islamic mortgages don’t charge interest. Instead, banks use Shariah-compliant structures like Ijara (lease-to-own) or Murabaha (cost-plus sale). These methods make sure your financing stays ethical and aligned with Islamic law.
Who can apply for a Shariah-compliant mortgage?
Both UAE nationals and expats can apply, and non-residents to get Islamic mortgages with the right documents.
How much down payment is required?
The minimum down payment is usually 15% for UAE nationals and 20 % for expatriates for properties up to AED 5 million. For higher-value or investment properties, the requirement can range from 30% to 40%.
What properties are eligible in Dubai and Abu Dhabi?
- Islamic mortgages can be used to purchase apartments, villas, townhouses, Offices across Abu Dhabi, Dubai, and other emirates. They are also available for investment properties, not just primary residences.
How fast can I get approved?
With the right documents, pre-approval can happen in a couple of days. Full approval generally takes about two weeks.
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