Secure Your Resale Property: Final Payment Guidance in Abu Dhabi & UAE
New Purchase
Resale & Final Payment
Buying a resale property in the UAE? Whether it’s your first home or an investment, we help you
secure mortgage financing for new purchases in the secondary market, including full support
with the final payment process.
Our team works directly with banks, sellers, and developers to make sure everything is in place,
from mortgage approval to transfer. We focus on speed, transparency, and getting you the best
deal available.
This service is ideal for ready properties being purchased from a current owner, where the final
payment is linked to the title deed transfer.
What’s included:
- Full mortgage assistance for resale (secondary market) properties
- Coordination of final payment with seller, bank, and trustee
- Quick pre-approvals from top UAE banks
- Available for residents and non-residents
Let us handle the paperwork while you focus on your new property. We’ll make sure your resale
property purchase in the UAE is simple, secure, and on time
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Plot and Construction Financing
Flexible financing designed to help you purchase vacant land for future construction or investment opportunities.
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Commercial Property Finance
Tailored financing for offices, residential blocks, warehouses, and mixed-use developments, built for commercial property buyers.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
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Investment Property Financing
We help investors secure mortgage solutions for rental and income-generating properties across the UAE. Whether you're buying your first unit or expanding your portfolio, we’ll guide you to the best bank offers, terms, and approvals
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Property Valuation Services
Get accurate, bank-approved property valuations for buying, selling, or refinancing. We work with certified valuers to ensure a smooth mortgage process and fair market pricing
Read MoreSimple steps to secure your rate
Your mortgage journey
Check your eligibility
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We work with the top banks in UAE
FAQ'S
What does “final payment” mean when buying a property in UAE?
It’s the last payment you make to complete the deal, usually when the project is finished and you receive your handover notice. For resale, it’s the amount needed to clear the seller’s mortgage and transfer the title to your name.
Can I buy a property that still has a mortgage on it?
Yes, you can. The seller will provide a liability letter from their bank showing the outstanding amount, which you or your bank will clear before the transfer.
What documents do I need for the final payment process?
You’ll need the Sales and Purchase Agreement (SPA), Statement of Account (SOA) from the developer, and the Handover Notice (HON). If it’s a resale, you’ll also need a liability letter from the seller’s bank.
What other costs should I expect in Dubai and Abu Dhabi?
- You’ll need to pay property transfer fees: 4% in Dubai (DLD) or 2% in Abu Dhabi (ADM/ADGM), plus some admin charges.
How long does the process take?
Clearing the existing mortgage usually takes about two weeks, and the title transfer can happen a few days after the clearance.
Your mortgage journey starts here
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