Mortgage Care Membership
Mortgage Care Membership
Most people think the mortgage journey ends when the bank approves the loan. In reality, that’s when the real journey starts. Rates change, Policies shift, EIBOR moves, Life happens And for the next 20–25 years, homeowners are left completely on their own. This membership fixes that.
Prime Rate Hub becomes your long term partner, protecting your mortgage, your rate, your savings, and even your family.
Banks support you during the transaction. After that, you’re left to figure out everything yourself.
Our Mortgage Care Membership fills that gap by giving homeowners the long term protection and guidance they’ve always needed.
You get someone who:
- Monitors your mortgage year round
• Alerts you when EIBOR moves
• Spots better rates before you miss them
• Protects your family if something happens
• Supports you through crises rate spikes, job loss, insurance issues
This is the peace of mind every homeowner deserves.
What’s included in your yearly membership
Every three months, you receive a simple, clear update covering:
• EIBOR trends
• Rate expectations
• New bank offers
• Refinancing opportunities
• What to expect next quarter
No banks. No guesswork. Just clarity.
Your questions jump the queue. No waiting, no delays.
EIBOR changes, policy updates, new offers you hear it first, not last.
Why homeowners love this membership
If rates drop and you don’t react, you lose money every month. We monitor it for you and notify you instantly.
If the unexpected happens, your family gets guidance not confusion.
Refinancing guidance, better insurance options, avoiding unnecessary fees all included.
You never deal with your mortgage alone. Prime Rate Hub acts as your personal mortgage support team.
You always know:
• Is my rate still good?
• Should I refinance?
• What’s happening with EIBOR?
No more guessing.
This isn’t a subscription, it’s long term mortgage protection.
Prime Rate Hub stays with you for the full journey. From the day you get your loan… to the day you close it.
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Plot and Construction Financing
Flexible financing designed to help you purchase vacant land for future construction or investment opportunities.
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Commercial Property Finance
Tailored financing for offices, residential blocks, warehouses, and mixed-use developments, built for commercial property buyers.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
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Investment Property Financing
We help investors secure mortgage solutions for rental and income-generating properties across the UAE. Whether you're buying your first unit or expanding your portfolio, we’ll guide you to the best bank offers, terms, and approvals
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Property Valuation Services
Get accurate, bank-approved property valuations for buying, selling, or refinancing. We work with certified valuers to ensure a smooth mortgage process and fair market pricing
Read MoreSimple steps to secure your rate
Your mortgage journey
Check your eligibility
Compare Offers
Lock Your Rate & Apply
Get Pre-Approved
We work with the top banks in UAE
FAQ'S
What is plot and construction financing in UAE?
It’s a loan that helps you buy land and build your property on it—ideal if you want to design your own villa or townhouse. The bank disburses funds in stages, aligned with construction progress.
How much financing can I get?
UAE nationals can get up to 60–65% financing, while expats usually get up to 60%. The rest will be your equity contribution.
What documents are required?
Passport, Emirates ID (for residents), proof of income, six months of bank statements, plot title deed, and approved construction plans with contractor details.
Can I finance off-plan projects under construction finance?
No, construction finance is for self-build projects or when you own the plot. Off-plan properties usually fall under developer-linked payment plans with mortgage support.
How long does approval take?
Pre-approval comes in a few days. Full approval and first disbursement usually take 2–3 weeks, after which funds are released in phases as construction advances.
Your mortgage journey starts here
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