Anyone who is a UAE national, UAE resident (valid visa), or non-resident with stable income from
salary, business, or rental sources.
At Prime Rate Hub, a leading mortgage broker in Abu Dhabi and Dubai, we arrange home finance
for first-time buyers, property investors, and overseas clients seeking the best mortgage solutions
in the UAE.

Nationals: 15% (≤AED 5M) / 20% (>AED 5M)
Expats: 20% (≤AED 5M) / 25–30% (>AED 5M)
Commercial: 30–40% in most emirates including Abu Dhabi and Dubai.

Our mortgage experts can guide you on the exact percentage required and connect you with banks
offering competitive rates across the UAE.

Typically AED 10,000–15,000/month for expats and AED 8,000–10,000 for nationals.
We work closely with Abu Dhabi and Dubai banks to match your income profile with the most
suitable mortgage products, even for high-value property loans and expat buyers.

Pre-approval usually takes 2–3 days, while full approval is completed within 2 weeks after
property valuation.
Prime Rate Hub maintains strong relationships with lenders in Abu Dhabi, Dubai, and other
emirates, ensuring a faster and smoother approval process for our clients.