Get a Plot & Construction Loan to Build Your Dream Home
Plot and Construction Financing
Planning to build your dream home or develop an investment property? Our Plot and Construction Financing service gives you the funds you need to buy land and build on it step by step, with full bank support.
We assist both UAE nationals and expats in securing loans to purchase residential or investment plots, and to finance the construction in phases based on project progress.
Whether you already own a plot or need financing for both the land and the build, we’ll connect you with the right lenders offering flexible terms and competitive rates.
What’s included:
- Financing to buy residential or investment plots
- Construction loans disbursed in stages (based on progress)
- Guidance on approvals, valuations, and contractor documentation
- Support with Islamic and conventional loan options
- Available across Abu Dhabi, Dubai, and other Emirates
Building a property takes planning, financing it shouldn’t be complicated. Let’s make it simple.
Talk to us today and take the first step toward building your next property
Your journey to ownership starts here
Tailored mortgage solutions
Islamic Mortgages (Shariah-Compliant)
Ethical, interest-free mortgage solutions aligned with Shariah principles.
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New Purchase - Resale & Final Payment
Unlock competitive mortgage rates tailored to your unique financial goals.
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Refinance – Buyout and Equity Release
We help you refinance for better rates, equity access, or lender flexibility, giving you more control over your finances.
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Plot and Construction Financing
Flexible financing designed to help you purchase vacant land for future construction or investment opportunities.
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Commercial Property Finance
Tailored financing for offices, residential blocks, warehouses, and mixed-use developments, built for commercial property buyers.
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Non-resident mortgages
Specialized mortgage solutions for non-residents investing in UAE property.
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Investment Property Financing
We help investors secure mortgage solutions for rental and income-generating properties across the UAE. Whether you're buying your first unit or expanding your portfolio, we’ll guide you to the best bank offers, terms, and approvals
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Property Valuation Services
Get accurate, bank-approved property valuations for buying, selling, or refinancing. We work with certified valuers to ensure a smooth mortgage process and fair market pricing
Read MoreSimple steps to secure your rate
Your mortgage journey
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We work with the top banks in UAE
FAQ'S
What is plot and construction financing in UAE?
It’s a loan that helps you buy land and build your property on it—ideal if you want to design your own villa or townhouse. The bank disburses funds in stages, aligned with construction progress.
How much financing can I get?
UAE nationals can get up to 60–65% financing, while expats usually get up to 60%. The rest will be your equity contribution.
What documents are required?
Passport, Emirates ID (for residents), proof of income, six months of bank statements, plot title deed, and approved construction plans with contractor details.
Can I finance off-plan projects under construction finance?
No, construction finance is for self-build projects or when you own the plot. Off-plan properties usually fall under developer-linked payment plans with mortgage support.
How long does approval take?
Pre-approval comes in a few days. Full approval and first disbursement usually take 2–3 weeks, after which funds are released in phases as construction advances.
Your mortgage journey starts here
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